Insurance Claims

Auto Glass & Windshield Replacement Insurance Claims

Abbey Rowe Auto Glass will handle your auto glass insurance claims. We deal with all the major insurance companies and will process the claim for you! Windshield chip repairs and windshield replacements are the most common types of repairs when using auto insurance to cover the cost.

Windshield & Glass Coverage

If you are not sure if your insurance will cover the cost of a windshield repair / replacement the first step is understanding what type of coverage you have.

Liability – This type of coverage does not cover auto glass damage. It only covers other peoples property/ vehicle in the event of an accident.

Collision / Comprehensive – The Comprehensive portion of your auto insurance policy will cover glass damage. These make up a “Full Coverage” Policy.

Insurance Deductible

Your insurance deductible is the amount that you pay out of pocket at the time of the service. It is important to know what your deductible is because if you carry a high deductible, it is better to just pay for the glass service and not file a claim.

Example 1:

Insurance Deductible = $500

New Windshield = $349

Total out of pocket expense $349

You are responsible for the cost up to $500. Insurance would not cover any portion and no claim is needed.

Example 2:

Insurance Deductible = $50

New Windshield = $349

Total out of pocket expense = $50

You pay your $50 Deductible at the time of service and your insurance will cover the rest.

Always call and check your policy because many insurance companies can have a separate “Glass Only” deductible. This means that even tho you have a high deductible, if it is a glass only claim your deductible may be less.

Calling and checking coverage will not effect your rates or policy.

Abbey Rowe Auto Glass will help you verify coverage and walk you through the process.

You have the legal right to choose any shop to complete your service. If your insurance company recommends a shop other than Abbey Rowe Auto Glass.  At least give us a call and get a quote to make sure your getting the best deal possible.

Abbey Rowe Auto Glass Service Locations

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